Thursday, 9 November 2017

Make Wise Choices People!

So... here's the thing.

I'm not in my first flush of youth and the prospect of having a 'wild night of the tiles' is considerably less appealing than a nice cup of tea and an early night. I'm sure you get the picture.

Days have reached their own natural pace and after a life spent working to put a roof over our heads, I'm pleased to say that things are a little easier now. So whilst we're a long way off the 'Forbes Rich List', we no longer have to count every penny. However it hasn't always been that way and we've done more than our fair share of scrimping and saving in order to get where we are today.... a nice home.... a reliable car.... and a small amount of disposable income. Whilst we've tried not to be burden on the state, paid our fair share into the 'pot' and never taken anything out, imagine how pleased we are to be painted as the anti Christ and the prime reason why our younger generations can't get on in life.......

Life is all about decision making. Some are naturally better at it than others but most people can do it if they live by a few simple rules.....


  • If it sounds too good to be true...... It always is!
  • Other than incredible luck, there's no short cut to a comfortable life. Either work hard or don't moan when there's too much month left at the end of the money.
  • A work / life balance isn't constant. Work hard while your young and able so you can take it easier when your older.
  • There isn't always someone else to blame because your life sucks! Sometimes the person to blame is yourself.
  • If the choice is between the latest bit of tech and paying your bills. The bills always win!
  • Other people have different priorities. Just because they may have a little more of one thing than you do, don't mean that they haven't gone without somewhere else. Jealousy is no reason to spit out your pacifier and cry foul.
  • You can't have everything now. Somethings you need to wait until you have spare funds, so prioritise.
  • Go into debt ONLY as a last resort and never on a whim.
  • The easy option is invariably the wrong one.
  • Don't trample over others to get to where you want to be. There's always a price to pay.

Above all..... If you remember nothing else.....

  • Think before you act. Take advice if you need it but always...... 'Make Wise Choices'.